Medical assistance abroad
Medical expenses, hospitalization and repatriation.
Travel Insurance
Medical, cancellation and baggage coverage. We explain what each policy actually covers before you buy it.
The boring part that saves trips
Nobody buys insurance with excitement, but it is the only thing protecting you when something goes wrong: a medical emergency abroad, a canceled flight that drags down the rest of the trip, a suitcase that never shows up.
Not all policies cover the same things or the same amounts. We help you read the fine print and choose based on destination, duration and what actually worries you.
- Medical assistanceCoverage limits and network hospitals
- CancellationWhich reasons qualify and which are excluded
- BaggageLoss, delay and excluded items
- Pre-existing conditionsHow existing conditions affect coverage
Coverage
What can be protected
Cancellation and interruption
Recover what you paid if you must cancel for a covered reason.
Baggage
Compensation for loss, theft or delayed delivery.
Delays and connections
Expenses caused by a delayed flight or missed connection.
Sports and activities
Some activities require specific additional coverage.
Common questions
Frequently asked questions
Is insurance mandatory?
It depends on the destination. Some countries require medical coverage with a minimum amount to grant entry or a visa. We let you know if your destination requires it.
When should I buy it?
As soon as possible after booking. Many cancellation benefits are only valid if the policy is purchased shortly after your first booking.
Does it cover cancellation if I change my mind?
Generally no. Standard policies cover specific, documentable reasons. There are "cancel for any reason" upgrades with stricter conditions and higher cost. We explain the difference.
What about pre-existing conditions?
This is where policies vary the most. Some exclude them, others cover them if declared and purchased within a certain window. It is essential to review this before buying, not after.
Next step
Let's talk about your trip
Tell us what you have in mind and we will put together real options. Quotes are free and carry no obligation.